$SoFi Technologies(SOFI)$ Q2’25 Earnings Highlights

🔹EPS:$0.08(Est.$0.06);UP+700%YoY

🔹Net Revenue:$858.2M(Est.$804M);UP+44%YoY

🔹Adj. EBITDA:$249.1M;UP+81%YoY

FY25 Guidance:

🔹Net Revenue:~$3.375B (prior range $3.235–3.310B)

🔹EBITDA:~$960M (prior $875–895M)

🔹EPS:~$0.31 (Est. $0.28)

Q2 Growth Metrics:

🔹Fee‑Based Revenue:$377.5M;UP+72%YoY

🔹Members:11.7M;UP+34%YoY

🔹Products:17.1M;UP+34%YoY

Segment Results:

🔹Financial Services Revenue:$362.5M;UP+106%YoY

🔹Technology Platform Revenue:$109.8M;UP+15%YoY

🔹Lending Revenue:$443.5M;UP+30%YoY

🔹Net Income:$97.3M;UP+459%YoY

CEO Commentary:

🔸“We had an exceptional second quarter, driving durable growth and strong returns through our relentless focus on product innovation and brand building.”