Combined Ratio 趋势图

----------------------

2020 | GEICO ~92 | Progressive ~93

2021 | GEICO 中间 | Progressive 稳定

2022 | GEICO 跌至 104.8% | Progressive ~95.8%

2023 | GEICO 跃升至 ~90.7% | Progressive ~93.3%

2024 | GEICO 创新低 81.5% | Progressive 持稳 88.8%

----------------------

2024：GEICO 明显优于 Progressive

从这数据看 GEICO在进步但是也远远谈不上对Progressive有护城河啊。