Ally Financial

伯克希尔哈撒韦迎来了新时代。尽管沃伦·巴菲特已经退休，由格雷格·阿贝尔接掌公司，但巴菲特留下的投资组合依然延续着他的理念。在这份规模达2670亿美元的股票持仓中，金融类股票占比约四分之一，占投资组合总价值的40%左右。
进入二月，两只金融股尤其值得关注：Jefferies Financial（$杰富...

核心观点：机遇与风险并存，龙头标的具配置价值
2026 年北美消费金融行业基本面仍具支撑，信贷质量改善、贷款增速回升、资本回报提升三大主线清晰，但需警惕细分领域风险；首推 Capital One（COF）为行业首选标的，整体板块估值处于合理区间，长期配置价值凸显。
一、行业利好：三大核心动...

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0002045848-26-000001  Size: 10 KB 网页链接

$Ally Financial(ALLY)$ 10-K Annual report [Section 13 and 15(d), not S-K Item 405] Accession Number: 0000040729-26-000005  Act: 34  Size: 42 MB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0002047749-26-000001  Size: 10 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001959202-26-000001  Size: 7 KB 网页链接

$Ally Financial(ALLY)$ DEF 14A Other definitive proxy statements Accession Number: 0001193125-26-113819  Act: 34  Size: 54 MB 网页链接

$Ally Financial(ALLY)$ 13F-HR Quarterly report filed by institutional managers, Holdings Accession Number: 0000040729-26-000003  Act: 34  Size: 49 KB 网页链接

$Ally Financial(ALLY)$ 8-K Current report, items 2.02 and 9.01 Accession Number: 0001193125-26-017242  Act: 34  Size: 27 MB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001209479-26-000001  Size: 5 KB 网页链接

$Ally Financial(ALLY)$ SCHEDULE 13G/A [Amend] Statement of Beneficial Ownership by Certain Investors Accession Number: 0000102909-26-000591  Act: 34  Size: 7 KB 网页链接

摩根士丹利看好Ally的核心逻辑在于，预计其NIM将在2026/27年随着美联储降息带来的融资成本下降而扩张，同时汽车贷款信贷质量改善，股票回购加速，共同驱动强劲的盈利增长（预计26/27年EPS增长约35%/25%）。尽管Ally对2026年的开局指引略显谨慎，但其业务的基本面依然稳固，特别是下半年的复苏趋势...

$Ally Financial(ALLY)$ DEFA14A Additional definitive proxy soliciting materials and Rule 14(a)(12) material Accession Number: 0001193125-26-113831  Act: 34  Size: 1 MB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001868765-26-000001  Size: 5 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001983992-26-000001  Size: 6 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001235350-26-000002  Size: 8 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0002100241-26-000001  Size: 10 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001235350-26-000001  Size: 6 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001927606-26-000001  Size: 5 KB 网页链接

$Ally Financial(ALLY)$ 4 Statement of changes in beneficial ownership of securities Accession Number: 0001983992-26-000002  Size: 9 KB 网页链接